Planning for the lifetime care of a beloved animal is an important part of estate planning for pet owners in Rolling Hills Estates. A pet trust provides a legal means to allocate funds and name a caregiver to look after a pet if an owner becomes incapacitated or passes away. This introduction explains how a pet trust works, who can serve as trustee and caregiver, and the typical documents used alongside a trust, such as a pour-over will and healthcare directives. The goal is to give pet owners clarity about protecting their animal’s future and easing family transitions.
Many people want to make sure their pets continue to receive attentive care, veterinary treatment, and familiar surroundings even when they can no longer provide directly. A well-drafted pet trust can define the caregiver’s responsibilities, allocate funds for ongoing expenses, and establish instructions for end-of-life decisions. It often pairs with other estate planning tools like financial powers of attorney and living trusts to ensure a seamless transfer of resources. This paragraph helps pet owners understand the advantages of proactive planning and encourages early organization of documents and caregivers to avoid disputes and confusion later.
A pet trust provides concrete protection for an animal’s wellbeing by setting aside funds, naming a caregiver, and describing care routines. Beyond financial arrangements, it reduces emotional stress for family members who might otherwise need to make quick decisions about placement, medical care, or long-term housing. Establishing clear instructions prevents disagreements and ensures your pet’s daily life aligns with your wishes. A trust can also outline contingency plans if a primary caregiver cannot perform duties, and include oversight provisions to help ensure funds are used as intended over the pet’s lifetime.
The Law Offices of Robert P. Bergman assists clients across California with careful estate planning focused on practical solutions like pet trusts, pour-over wills, and powers of attorney. The firm emphasizes clear communication, thorough document drafting, and coordination with caregivers to create plans that are durable and understandable. From initial consultation through funding and execution, the team guides clients through decisions about trustees, funding mechanisms, and care instructions. The approach balances compassion for animals with attention to legal detail, ensuring documents are consistent with state law and aligned with each client’s family situation and financial circumstances.
Pet trusts function by creating a legal arrangement in which the trustee holds and manages property or funds for the benefit of the pet, while a caregiver is named to provide day-to-day care. The trust document specifies how funds are to be used, how frequently distributions may be made, and what types of expenses are covered, such as routine veterinary care, medications, grooming, boarding, and food. It can also include instructions for decisions at the end of the pet’s life. Understanding these core features helps owners tailor the trust to the animal’s expected needs and the family’s capacity to administer the arrangement.
Funding a pet trust is a vital step: assets can be transferred into the trust during life or through a pour-over will upon death. Some clients use bank accounts, investment accounts, or life insurance proceeds directed to a trust. The trustee’s role is administrative: to manage funds, follow distribution rules, and keep records. The caregiver handles daily care and submits expense requests. Clear instructions about veterinary care, social needs, exercise routines, and preferred caregivers reduce ambiguity and help ensure consistent care even if circumstances change unexpectedly.
A pet trust is a legally enforceable arrangement that designates resources for the care of a companion animal and sets out who will provide that care. It differs from informal arrangements because it binds a trustee to manage funds and obligates the named caregiver to follow the terms. The trust can apply during the owner’s lifetime or take effect after death, and may include fallback provisions for caregiver replacements and unused funds. Clear drafting is important to ensure that the trustee’s duties, the caregiver’s responsibilities, and permissible uses of trust funds are well documented and aligned with the owner’s intentions.
Creating a pet trust involves naming the trustee and caregiver, deciding on funding sources, drafting care instructions, and defining distribution rules for expenses. It typically requires selecting a primary caregiver and contingent caregivers, specifying routine and emergency veterinary care preferences, and establishing recordkeeping and reporting expectations. The process includes reviewing client assets to determine appropriate funding, drafting the trust to reflect those decisions, and coordinating with other estate planning documents like a pour-over will or powers of attorney. Proper execution and funding are necessary to make the trust operative when needed.
Understanding the terminology used in pet trust planning helps owners make informed choices. Key terms include trustee, caregiver, beneficiary, funding, and pour-over will. Each plays a distinct role in the overall estate plan: the trustee manages assets, the caregiver provides daily care, and accompanying documents help transfer resources and authority. Familiarity with these terms reduces confusion during the drafting process and when implementing care decisions. The following glossary entries clarify common words used when creating a pet trust and how they apply to the responsibilities and duties created by the document.
A trustee is the person or institution responsible for holding and managing trust assets according to the trust document. In a pet trust, the trustee oversees funds designated for the pet’s care, makes authorized distributions to the caregiver, keeps adequate records, pays invoices, and ensures that funds are used only for permitted purposes. The trustee must follow the procedures outlined in the trust regarding expense approvals, accounting to the grantor or beneficiaries, and stepping in if a caregiver is unable to perform duties. Choosing a reliable trustee supports consistent financial management for the pet’s needs.
A caregiver is the individual who will provide daily care for the pet, including feeding, exercise, grooming, and transportation for veterinary appointments. The trust can name one or more caregivers and specify alternative caretakers if the primary person cannot continue. The caregiver typically coordinates with the trustee to request funds for care-related expenses and follows any written instructions for medical decisions, special diets, or routines included in the trust. Clear communication between caregiver and trustee is essential to ensure that the pet’s day-to-day needs are met promptly and in line with the owner’s wishes.
Funding refers to the assets placed into the trust to provide for the pet’s lifetime expenses. Funding may come from bank accounts, investment accounts, proceeds from life insurance, or transfers at death through a pour-over will. Adequate funding requires estimating expected costs for food, veterinary care, grooming, boarding, and unforeseen medical needs. The trust document sets the rules for how funds are distributed, whether as reimbursements, direct payments, or periodic stipends. Proper funding ensures the caregiver has access to resources necessary to maintain the pet’s standard of care.
A pour-over will is an estate planning tool that transfers remaining assets into a trust at death, allowing assets that were not previously placed into the trust to be managed under trust terms. For pet owners, a pour-over will can direct residual assets to the pet trust so that any overlooked accounts or property still contribute to the pet’s care. This helps avoid gaps that could leave a pet without sufficient funds. Combining a pour-over will with a pet trust provides an added layer of protection for assets intended for long-term animal care.
Pet owners have several planning choices, including informal caregiver arrangements, gifting animals to a friend, or creating a formal pet trust. Informal arrangements lack enforceable funding mechanisms and may rely on goodwill alone. Gifting a pet without accompanying resources can leave the caregiver with unexpected expenses. A pet trust provides both funding and enforceable instructions, which can be tailored to specific needs and timelines. Choosing the right option depends on family dynamics, available funds, the pet’s expected needs, and the owner’s desire for enforceability and oversight of the arrangement.
A limited approach may be adequate when a pet has modest care needs and trusted family or friends are readily available to provide long-term care without financial support. In situations where veterinary needs are minimal and the owner has confidence in a caregiver’s willingness to assume responsibility, simple written instructions and a transfer of ownership on the owner’s death can be sufficient. However, even in these cases, documenting expectations and contingencies can prevent misunderstandings and should be considered to ensure continuity of care during unexpected changes.
If a caregiver has explicitly agreed to assume responsibility and is financially able to cover future expenses, a limited plan might work for some pet owners. This scenario often involves close family members who live nearby and are willing to incorporate the pet into their household without additional funding. Even when such arrangements are informal, it is still advisable to document the caregiver’s agreement in writing, outline anticipated costs, and provide medical and behavioral histories so the transition is smooth and the animal’s needs continue to be met.
A comprehensive pet trust is often necessary when an animal has chronic medical conditions, special diets, or behavioral needs that require ongoing professional care and financial resources. Such circumstances make it important to set aside dedicated funds, define precise medical instructions, and identify caregivers willing to follow specialized treatment plans. A trust can provide for veterinary appointments, medications, therapeutic services, and any other recurring expenses while ensuring the caregiver has the authority and resources to obtain timely care according to the owner’s preferences.
When family members are geographically distant, when there is potential for disagreement among heirs, or when the caregiver will need financial support to care for the pet, a comprehensive trust adds clarity and enforceability. The trust can spell out contingency plans, designate alternate caregivers, and appoint a trustee to oversee funds. This reduces the chance of disputes, provides a mechanism for oversight, and ensures the pet’s needs are met even if relationships change or original plans cannot be followed.
A comprehensive approach offers peace of mind by combining clear instructions with dedicated funding and oversight. It ensures that the caregiver understands both daily routines and long-term medical directives, and it provides an administrative mechanism to reimburse expenses and manage funds responsibly. With a formal trust, owners can set expectations for veterinary care, boarding, and end-of-life decisions, reducing uncertainty for both caregivers and family members. The resulting plan helps sustain a consistent standard of care across changing circumstances and over the pet’s lifespan.
Comprehensive planning reduces the administrative burden on caregivers by clarifying expense approval processes and supplying a source of funds for unexpected costs. It can limit disputes by documenting the owner’s precise wishes and providing fallback plans if those named to care for the pet cannot continue. Additionally, periodic accountings and trustee oversight can promote transparency and proper stewardship of resources. These elements combine to protect the pet’s quality of life and make transitions smoother for everyone involved, particularly in emotionally charged situations following illness or death.
A primary benefit of a full pet trust is the assurance that funds will be available for ongoing care needs. The trust document defines how money may be used and may establish a schedule or method for distributions, ensuring predictable support for food, medications, and veterinary services. By estimating costs and funding the trust adequately, owners reduce the likelihood that caregivers will have to absorb expenses or make difficult choices due to limited resources. This planning helps maintain the pet’s established standard of care through all stages of life.
Clear instructions about medical care, housing preferences, and caregiver responsibilities limit disputes and promote consistency in the animal’s care. A written trust articulates priorities, preferred veterinarians, medication protocols, and routines, which helps caregivers act confidently and in alignment with the owner’s wishes. This transparency also reduces potential tension among family members by making the owner’s intentions explicit and by providing oversight mechanisms for how funds are used, thereby improving long-term outcomes for the pet and easing the emotional burden on relatives.
Choose a caregiver and trustee who share your approach to daily care and medical decisions, and who can communicate clearly with each other. Discuss expectations in advance, including routines, veterinary preferences, and possible reimbursement procedures. Consider naming an alternate caregiver and trustee to cover contingencies. It is helpful to provide written summaries of the animal’s habits, medical history, and favorite routines to make transitions easier. Establishing clear roles and open lines of communication reduces the likelihood of misunderstandings and helps ensure your animal’s needs are met consistently.
Include detailed care instructions in the trust or an attached memorandum covering the pet’s diet, medication schedule, behavioral traits, and preferred veterinarians. These specifics help caregivers follow established routines and make informed choices in emergencies. Documentation can also include authorization for the caregiver to obtain veterinary records and make medical decisions, as allowed by law. Keeping these records current and accessible for the trustee and caregiver will simplify implementation and reduce the stress of unexpected transitions for everyone involved.
Pet trusts offer a formal legal framework that ensures pets receive consistent care and funding when owners are unavailable to provide for them. Owners often choose trusts to prevent family disagreements, to ensure that funds are used for the pet’s needs, and to appoint legal guardians who will follow their wishes. The arrangement helps continuity of care by specifying caregivers and alternate caregivers, giving clear instructions about medical and daily routines, and designating a trustee to manage and disburse funds to cover expenses over the pet’s lifetime.
Creating a pet trust can also ease the emotional transition for friends and family by removing uncertainty about responsibilities, finances, and decision-making authority. Trust provisions can make funds available for veterinary emergencies, ongoing health conditions, and end-of-life care, which ensures that caregivers are not burdened with unexpected costs. In addition, a trust helps owners express their wishes about the pet’s long-term quality of life and provides legal backing for those instructions, making the arrangement enforceable and more likely to be honored.
Pet trusts are particularly helpful when owners live alone, when family caregivers are spread across different locations, when pets have significant medical or behavioral needs, or when owners want to ensure stable, funded care after their passing. Other circumstances include blended families where responsibilities may change, clients with limited heirs who may not want a pet, or those who seek legal assurance that pets will remain in familiar settings whenever possible. In each case, a tailored trust helps bridge the gap between intention and implementation to protect the pet’s welfare.
When an owner becomes incapacitated because of illness or an accident, a pet trust combined with powers of attorney and health care directives can ensure the animal is cared for immediately and over the longer term. The trustee and caregiver can step in to manage funds and provide day-to-day care while following documented medical and behavioral instructions. This coordination helps prevent gaps in feeding, medical treatment, or routine care at a time when the owner cannot communicate preferences, easing stress on the animal and family members alike.
When an owner dies, a pet trust ensures that a named caregiver receives support for the animal’s ongoing needs and that funds intended for care are handled properly by a trustee. This arrangement can avoid disputes over the pet’s placement and provide a clear mechanism for funding veterinary care, boarding, and other expenses. Including a pour-over will can capture assets not previously transferred into the trust, ensuring that no intended resources are left out of the plan and that the pet’s care remains consistent after the owner’s death.
Complex family dynamics or limited available heirs can create uncertainty about who will assume care and how expenses will be paid. A pet trust clarifies the owner’s choices, names alternates, and sets funding rules that reduce the burden on relatives. This structure is especially useful in blended families or when primary caregivers cannot afford long-term care without financial support. A carefully structured trust provides continuity and lowers the risk of conflict by documenting the owner’s priorities and allocating resources accordingly.
The Law Offices of Robert P. Bergman offers pet trust planning services for residents of Rolling Hills Estates and surrounding communities. The firm assists with drafting pet trusts, coordinating pour-over wills, and advising on funding options to ensure pets receive ongoing care. Services include identifying suitable trustees and caregivers, preparing care instructions and veterinary authorizations, and reviewing existing estate plans for consistency. By aligning legal documents with practical caregiving arrangements, the firm helps clients create comprehensive plans tailored to each pet’s needs and family circumstances.
Clients turn to the Law Offices of Robert P. Bergman for thorough, compassionate estate planning that includes pet trust arrangements tailored to individual circumstances. The firm focuses on clear drafting and coordination with caregivers to reduce ambiguity and ensure provisions are enforceable. Services include reviewing assets for funding, drafting trust and related documents, and advising on caregiver and trustee roles. The team works to minimize administrative burdens for caregivers and to document the owner’s preferences so pets continue to receive consistent care under predictable terms.
Our approach emphasizes practical planning and communication, helping clients anticipate common issues such as funding gaps, caregiver succession, and veterinary decision-making. The firm assists clients with funding strategies that may include transfers during life or provisions in a pour-over will, and it crafts oversight mechanisms to keep funds focused on the pet’s needs. Attention to detail in drafting and coordination with family members or friends helps ensure a smooth transition when care responsibilities shift, improving outcomes for the animals involved.
Beyond initial drafting, the firm helps clients review and update plans as circumstances change, including adjustments for aging pets, new medical conditions, or changes in caregiver availability. Regular reviews ensure that funding remains adequate and that caregivers and trustees are still willing and able to serve. This ongoing relationship is designed to keep documents current and functional, helping clients maintain confidence that their pets will be cared for according to their wishes throughout changing life events and financial circumstances.
Our process begins with an initial consultation to understand your pet’s needs, family dynamics, and financial situation. Next, we discuss funding options and caregiver arrangements, draft the trust document and any related instruments such as a pour-over will and powers of attorney, and review the plan with you and intended caregivers. Finally, we assist with executing and funding the trust and provide guidance on keeping records and updating documents. The goal is to deliver a clear, enforceable plan that protects your pet and reduces burdens for loved ones.
During the initial planning phase, we gather information about the pet, current caregivers, family relationships, and available assets that might fund the trust. We discuss expected routine and medical costs, identify potential trustees and caregivers, and review existing estate planning documents for consistency. This evaluation helps determine appropriate funding levels and whether additional tools like life insurance designations or a pour-over will are needed. Clear planning at this stage reduces the risk of gaps and ensures that the trust aligns with broader planning goals.
We assess the pet’s age, health status, behavior, and likely future needs, and we evaluate potential caregiver options within the family or among trusted friends. This assessment includes discussing daily routines, veterinary preferences, and any special accommodations required. Understanding the care network helps determine whether a single caregiver is sufficient or if alternates should be named. It also informs decisions about funding levels and the administrative structure needed to support long-term care.
We review available assets that can be used to fund the pet trust, including bank accounts, investment accounts, and insurance proceeds. We discuss the pros and cons of funding during life versus using a pour-over will to transfer assets at death and provide guidance on how to structure distributions for ongoing and emergency expenses. Evaluating these options early ensures the trust will be functional and adequately resourced when care is needed.
In the drafting phase, we prepare the pet trust document and any accompanying instruments such as a pour-over will, financial power of attorney, and directives that support the plan. The trust sets out trustee powers, caregiver responsibilities, funding instructions, and contingency plans. We also prepare a memorandum with detailed care instructions that can be updated without changing the trust. Careful drafting ensures that legal language matches your intentions and that the document will be practical to administer when circumstances require.
We draft provisions that define the trustee’s authority to manage and distribute funds and the caregiver’s duties for daily care and medical decisions. Provisions often include how to request funds, recordkeeping obligations, and rules for replacing caregivers or trustees. The goal is to create a clear administrative framework that permits timely care and transparent financial management, while still reflecting the owner’s wishes for the pet’s quality of life and medical treatment preferences.
In addition to the trust, we prepare supporting documents such as a written care memorandum, veterinary authorization forms, and a pour-over will that directs residual assets to the trust. The care memorandum can include feeding schedules, medication instructions, and contacts for veterinarians and groomers. These supporting documents provide practical day-to-day guidance and can be updated more easily as the pet’s needs change, while the trust maintains the formal legal structure and funding mechanisms.
Once documents are drafted, we assist with execution formalities, transferring assets into the trust when appropriate, and coordinating with caregivers and trustees. Proper funding is confirmed and necessary accounts or policies are retitled or designated to ensure the trust functions as intended. After the plan is implemented, we recommend periodic reviews to adjust funding, update caregiver names, or revise care instructions to match the pet’s changing needs and the client’s circumstances.
We guide clients through signing and notarizing trust documents, ensuring that trustees and caregivers understand their roles and where to find relevant paperwork. We also help transfer or designate assets so the trust is properly funded and ready to operate. Coordination may include explaining accounting requirements, how to submit expense requests, and creating an accessible set of records for caregivers to use. This step helps avoid administrative confusion when the trust must be implemented.
After execution, we advise clients to review the trust periodically, especially when there are changes in health, household composition, or financial circumstances. Reviews can address funding shortfalls, caregiver availability, and any new medical considerations for the pet. Updating the care memorandum and confirming that trustees and caregivers remain willing to serve helps maintain the plan’s effectiveness. Periodic adjustments ensure the arrangement continues to meet the pet’s needs and the owner’s intentions over time.
A pet trust is a legal arrangement that designates funds and instructions for the care of a companion animal, and it names a trustee to manage resources and a caregiver to provide daily care. In California, pet trusts are recognized and enforceable, allowing owners to specify how funds may be used, name alternate caregivers, and set conditions for distribution. The trust can take effect during life or at death. The document should outline veterinary care preferences, routine needs, and contingency plans to ensure the pet’s lifestyle and health needs are addressed. Creating a pet trust involves assessing expected costs, naming the parties involved, and deciding on appropriate funding methods. It commonly works alongside a pour-over will to capture assets not previously transferred to the trust. Proper drafting clarifies the trustee’s duties, the caregiver’s roles, and the procedures for requesting funds and providing accountings, which helps ensure the owner’s directions are followed and that the animal receives stable care.
Selecting a caregiver involves choosing someone who understands your pet’s temperament, routines, and medical needs and who is willing to undertake long-term responsibility. The trustee should be someone trustworthy with financial management abilities or a financial institution capable of administering funds. Discuss roles in advance so they understand expectations, and name alternates in case the first choices are unavailable. Clear communication prevents future misunderstandings and helps ensure continuity of care. It is also helpful to document the caregiver’s agreement in writing and to provide detailed instructions, veterinary contacts, and health records. Regularly confirm that the named individuals remain willing and able to serve, and update the trust as needed when circumstances change. This proactive confirmation helps avoid surprises and supports a smooth transition should the trust need to be activated.
Funding a pet trust can be done during life by transferring assets into the trust or at death through a pour-over will that directs assets to the trust. Common funding sources include bank accounts, investment accounts, and life insurance proceeds designated to the trust. The amount needed depends on the pet’s expected lifespan, medical needs, and lifestyle, so planning should account for routine expenses and potential emergencies. It is advisable to work through realistic cost estimates for food, grooming, boarding, and veterinary care and to include a cushion for unforeseen events. Proper titling of accounts and beneficiary designations is essential to avoid gaps. Regular reviews help ensure funding remains adequate and that the trustee can disburse funds promptly when the caregiver needs them.
Yes, a pet trust can include detailed instructions about medical care and end-of-life preferences. Owners can state preferences for routine health care, emergency medical treatment, medications, and decisions about euthanasia, where legally permitted. Including these instructions in a trust provides caregivers and trustees with guidance when decisions are needed, reducing ambiguity and emotional strain during crises. Because medical decisions can be sensitive, it is helpful to discuss wishes with the caregiver and the trustee ahead of time and to include contact information for preferred veterinarians. A written care memorandum attached to the trust can be updated as medical conditions change without needing to redraft the trust itself, which makes maintaining current medical instructions simpler and more practical.
A well-drafted pet trust names alternate caregivers to step in if the primary caregiver becomes unavailable, ensuring the animal’s care continues without interruption. The trust can also specify procedures for transferring the pet and for approving new caregivers, and the trustee can help identify and fund the transition to an alternate caregiver. Clear naming of alternates reduces the risk that a pet would become homeless or enter a shelter. In situations where named alternates are unable or unwilling to serve, the trustee may be authorized to find a suitable caregiver and make necessary distributions for relocation and veterinary needs. Building contingency plans into the trust helps protect the pet’s welfare in changing circumstances.
California pet trusts can be tailored to include reporting or accounting requirements, but routine court supervision is typically not required unless a dispute arises or the parties seek judicial involvement. Many trusts include provisions requiring periodic accountings to the grantor’s representative or to a designated monitor to promote transparency and proper use of funds. Including oversight mechanisms can reassure owners that funds are being used appropriately without involving the court. If situations become contentious, interested parties may seek court intervention, but careful drafting with clear distribution rules and reporting requirements reduces the likelihood of disputes. Trustees should keep detailed records of expenditures and communications with caregivers to demonstrate proper stewardship when requested.
A pour-over will directs assets that were not transferred into the trust during life to be transferred into the trust at the owner’s death, effectively ensuring that leftover assets become available for the pet’s care. This arrangement helps capture accounts or property that were unintentionally omitted from trust funding, providing a safety net so the pet remains supported even if initial funding was incomplete. It is important to coordinate the pour-over will with the trust to avoid probate delays and to ensure titles and beneficiary designations are consistent. Working through funding strategies and account retitling in advance helps minimize the amount that must pass through probate and speeds the availability of resources for the pet’s ongoing needs.
Tax considerations for pet trusts are generally limited because most personal transfers to pet trusts are not treated as business activities. The tax implications depend on the funding source and the type of assets used. For example, transfers of appreciated assets could have income tax implications for the estate, and certain funding through life insurance proceeds may involve beneficiaries and estate tax planning. Owners should discuss funding mechanisms and related tax consequences with legal and financial advisors before finalizing the plan. While a typical pet trust is designed for personal care purposes and does not create ongoing taxable business income, careful coordination with estate planning strategies helps avoid unintended tax consequences. Reviewing funding choices and potential estate tax exposure is a prudent step for clients with larger estates or complex asset holdings.
Pet trusts can cover a wide variety of companion animals, including dogs, cats, birds, horses, and other domesticated animals. The trust should be tailored to the species and individual animal, reflecting differences in lifespan, medical needs, dietary requirements, and housing. For larger animals like horses, funding and care instructions often require additional detail due to space, boarding, and specialized veterinary care. When drafting a trust, provide species-specific care information and realistic funding estimates. Including precise instructions regarding housing, exercise, and regular medical care will help caregivers meet the animal’s needs and maintain its quality of life, regardless of the type of pet involved.
It is wise to review pet trust documents periodically and whenever there are major life changes, such as changes in health, finances, family structure, or caregiver availability. Periodic reviews allow you to adjust funding, update caregiver and trustee names, and revise medical or care instructions in response to the pet’s changing needs. Regular reviews help ensure the plan remains operable and aligned with the owner’s current priorities. A good practice is to review the arrangement at least every few years or when anticipating significant events, such as a move, retirement, or a change in the pet’s health. Staying proactive about updates reduces administrative problems later and gives everyone greater confidence that the pet will receive consistent care based on the owner’s current wishes.
Criminal Defense
Homicide Defense
Manslaughter
Assault and Battery
Assault with a Deadly Weapon
Battery Causing Great Bodily Injury
Domestic Violence
Domestic Violence Protection Orders
Domestic Violence Restraining Order
Arson Defense
Weapons Charges
Illegal Firearm Possessions
Civil Harassment
Civil Harassment Restraining Orders
School Violence Restraining Orders
Violent Crimes Defense
Estate Planning Practice Areas