An Irrevocable Life Insurance Trust (ILIT) can be an important component of a thoughtful estate plan for residents of Dos Palos and Merced County. This page explains how an ILIT works, why a family might use one to manage life insurance proceeds, and how it can help with estate liquidity, creditor protection, and orderly distribution to heirs. Our goal is to provide clear, practical information so you can decide whether an ILIT fits your circumstances and discuss options with the Law Offices of Robert P. Bergman if you wish to proceed.
Choosing the right trust structure involves careful consideration of California law, federal tax rules, and the specific needs of your family and beneficiaries. An ILIT removes life insurance proceeds from an estate for certain tax and planning purposes and creates an independent mechanism for managing funds after the insured person dies. This page outlines common terms, steps to establish an ILIT, and how it interacts with related estate planning documents such as revocable living trusts, pour-over wills, and powers of attorney.
An ILIT can provide several benefits that make it a valuable option in many estate plans. By placing a life insurance policy in trust, the proceeds can be managed and distributed according to the grantor’s instructions, often outside the probate process. This arrangement can promote privacy, ensure immediate funds are available for estate settlement costs or family needs, and reduce estate tax exposure where applicable. Additionally, properly drafted trust terms can protect assets from certain claims and provide structured distributions that reflect the unique needs of beneficiaries, including minors or individuals with special needs.
The Law Offices of Robert P. Bergman serves clients throughout Dos Palos, Merced County, and the broader California area with a focus on practical estate planning solutions. Our team emphasizes clear communication, individualized plans, and careful drafting to help clients protect family wealth and provide for loved ones. We work with a wide range of tools including revocable and irrevocable trusts, wills, powers of attorney, and healthcare directives, tailoring documents to align with personal goals, tax considerations, and family circumstances while ensuring documents comply with California legal requirements.
An ILIT is a legal arrangement in which the grantor transfers ownership of a life insurance policy to a trust that cannot be easily modified or revoked by the grantor. Once the policy is in the trust, the proceeds are payable to the trust upon the insured’s death and are then managed and distributed consistent with the trust terms. The ILIT is governed by a trustee who has a fiduciary duty to administer the trust for the benefit of the named beneficiaries. Proper setup requires attention to timing, trust language, and gift tax considerations to achieve intended outcomes.
Because the trust is irrevocable, the grantor gives up direct control over the policy, and this permanence is central to many of the trust’s benefits. An ILIT can help keep life insurance proceeds outside the insured’s taxable estate for federal estate tax purposes when set up and funded correctly. It can also provide creditor protection in certain situations and ensure that proceeds are used according to the grantor’s wishes, whether for paying debts, funding education, supporting a surviving spouse, or providing for other family members over time.
An Irrevocable Life Insurance Trust is a trust created to own and control life insurance policies on a grantor’s life. By transferring ownership of a policy into the trust, the grantor removes the policy’s death benefit from their personal estate for some planning purposes. The trustee manages the policy, pays premiums as directed by the trust terms, and receives proceeds at death for distribution to beneficiaries. Establishing an ILIT requires careful drafting to address funding mechanisms, trustee powers, and potential tax implications under federal and state law so it achieves the goals intended by the grantor.
Creating an ILIT involves several important steps: selecting the trustee, drafting the trust document with clear distribution instructions, transferring ownership of an existing life insurance policy or arranging for a new policy to be purchased by the trust, and establishing a reliable mechanism for funding premium payments. The trust should include provisions for administrative powers, successor trustees, contingencies for beneficiaries, and coordination with other estate planning documents. Timely execution and proper administration are essential to maintain the intended tax and planning benefits of the trust.
Familiarity with common terms helps ensure informed decisions when considering an ILIT. Terms such as grantor, trustee, beneficiary, estate tax, gift tax, Crummey letters, and retained interests each play a role in how an ILIT functions. Understanding these concepts clarifies the consequences of making a policy irrevocable and highlights why careful drafting and planning are necessary. Below are concise definitions of frequently used terms to help you navigate conversations about trust formation, administration, and coordination with other estate planning tools.
The grantor is the person who creates the trust and transfers assets into it. In the context of an ILIT, the grantor typically transfers ownership of a life insurance policy into the trust. Because the trust is irrevocable, the grantor gives up direct control over the transferred assets. This relinquishment of control is a central feature of the ILIT structure and is often necessary to achieve certain tax and creditor protection benefits. A thoughtful approach to choosing the grantor and documenting the transfer ensures the trust functions as intended.
The trustee is the individual or entity responsible for administering the trust according to its terms and in the best interests of the beneficiaries. Trustees manage the policy, make premium payments, maintain records, follow distribution instructions, and coordinate with legal and tax advisors when necessary. Selecting a trustee who understands fiduciary responsibilities and will provide consistent, impartial administration is an important decision in the ILIT planning process, especially when the trust must carry out long-term distributions or handle complex tax matters.
Beneficiaries are the people or entities designated to receive assets from the trust, including the life insurance proceeds held in an ILIT. The trust document should clearly identify primary and contingent beneficiaries and specify how and when trust distributions should be made. The trustee must follow these directions and may be granted discretion within limits set by the grantor. Thoughtful beneficiary designations and distribution provisions help ensure proceeds are used in line with the grantor’s intentions and family needs.
A Crummey right refers to a withdrawal right that can make gifts to a trust qualify as present interest gifts eligible for the annual gift tax exclusion. When premiums are paid into an ILIT, beneficiaries are typically given a short window to withdraw gifts, creating the required present interest. Proper notice procedures and documentation are important to preserve the tax treatment. Implementation of Crummey rights requires careful drafting and administration to ensure gifts are respected for tax purposes while preserving the trust’s long-term structure.
When deciding whether to place a life insurance policy in an ILIT or retain it personally, consider trade-offs such as control versus potential estate inclusion. Keeping a policy outside trust preserves personal control but may subject the proceeds to estate inclusion and probate complexities. An ILIT reduces direct control but can offer more precise management of proceeds and alignment with long-term estate goals. Coordination with a revocable living trust, pour-over will, and other documents allows for a comprehensive plan that addresses liquidity, taxes, and distribution timing in a way that matches family priorities and legal constraints.
Retaining personal ownership of a life insurance policy may be sufficient for individuals whose estates are modest in size and who prioritize direct control and flexibility. For families with straightforward beneficiary relationships and minimal estate tax exposure, the administrative burden of establishing and operating an ILIT may outweigh potential benefits. In such cases, maintaining clear beneficiary designations and coordinating the policy with other estate planning documents can achieve desired outcomes without creating an irrevocable structure that limits future changes.
A limited approach can also be appropriate when the primary goal is to ensure short-term liquidity for final expenses and immediate family needs, rather than long-term trust administration. If the anticipated requirements are straightforward and there is no pressing need for creditor protection or estate tax mitigation, keeping a policy outside of a trust and using beneficiary designations to direct proceeds may be a practical solution. This approach preserves flexibility and avoids complexities associated with trust administration and funding.
Families facing potential estate tax exposure, complex distribution goals, or blended family situations often benefit from a comprehensive trust-based approach. An ILIT combined with other planning documents can provide a coordinated structure to manage life insurance proceeds, protect family wealth, and ensure distributions reflect long-term intentions. Comprehensive planning helps address multiple objectives at once, including liquidity for estate settlement, maintenance of family inheritances, and tax planning considerations under federal and California law, resulting in a cohesive plan tailored to personal circumstances.
When beneficiaries include minors, individuals with disabilities, or those who may face creditor claims, a trust structure can provide protections and controlled distribution mechanisms. An ILIT allows the grantor to set terms for how funds are used over time, appoint a trustee to manage distributions responsibly, and potentially avoid direct transfers that could jeopardize benefits or expose funds to creditors. Thoughtful drafting can balance immediate needs with long-term stewardship to provide for vulnerable family members without compromising their eligibility for public benefits.
A comprehensive ILIT approach offers coordinated management of life insurance proceeds alongside other estate planning tools, which can lead to smoother administration and clearer outcomes for beneficiaries. By defining trustee powers, distribution schedules, and contingencies, a comprehensive plan reduces uncertainty after a grantor’s death. It can provide liquidity to cover debts and taxes, ensure younger beneficiaries receive support over time, and preserve family assets according to the grantor’s priorities. Coordination with revocable trusts and wills helps prevent conflicting directions and simplifies estate settlement.
Comprehensive planning also helps manage potential tax and creditor concerns while honoring personal wishes for how proceeds should be used. When combined with clear durable powers of attorney and healthcare directives, an ILIT-centered plan contributes to overall readiness for unexpected events. This integrated approach can enhance family stability, reduce administrative burdens for surviving relatives, and create a predictable framework for trustees to carry out the grantor’s intentions with respect to education funding, caregiving, charitable gifts, or ongoing support for a surviving spouse or dependents.
A key benefit of placing life insurance proceeds in trust is the availability of funds to meet immediate estate needs without subjecting those assets to probate delays. The trust can provide cash to pay funeral costs, debts, taxes, and other settlement expenses quickly, which helps preserve other estate assets and reduces the need for forced sales. This liquidity advantage supports orderly administration and gives beneficiaries timely access to resources during a period that is often financially and emotionally challenging.
An ILIT allows a grantor to tailor how death benefits are distributed by setting schedules, conditions, or uses for trust assets. The trustee follows the trust terms to make distributions for education, medical care, or periodic support while protecting assets from mismanagement or outside claims. This approach provides flexibility in meeting family needs over time while ensuring proceeds are used for intended purposes. Careful drafting preserves the grantor’s goals and provides trustees with clear guidance for administration.
When moving a life insurance policy into an ILIT, documentation and timing matter. Ensure transfer paperwork is complete and that policy ownership and beneficiary changes are recorded properly with the insurer. If the transfer is part of a larger plan, coordinate with other estate documents to avoid inconsistencies. In some cases, timing rules can affect tax treatment, so maintaining careful records and following the trust’s funding and notice procedures preserves intended benefits and reduces the risk of later disputes or unintended tax consequences.
An ILIT should not exist in isolation. Coordinate its terms with revocable living trusts, pour-over wills, powers of attorney, and healthcare directives to create a cohesive plan. Ensure beneficiary designations on other accounts are consistent with the trust structure to prevent unintended conflicts during estate settlement. Regular reviews of the entire plan keep documents aligned with changes in family dynamics, financial holdings, and applicable laws, so the ILIT continues to reflect your objectives and works smoothly with other components of your estate plan.
People choose an ILIT for various reasons, including providing for dependents, preserving estate liquidity, managing tax considerations, and protecting proceeds from certain claims. An ILIT can give grantors the ability to shape distributions and provide ongoing financial support according to specific instructions. It can also help ensure that life insurance proceeds are managed by a trustee rather than passing directly to beneficiaries who may be unprepared to manage a large sum. Each family’s goals differ, so thoughtful evaluation of needs and potential benefits is important.
Another common reason to consider an ILIT is to address blended family concerns or to allocate funds for specific purposes such as education, caregiving, or charitable gifts. By creating a trust arrangement, the grantor can set priorities and conditions, providing clarity and reducing the likelihood of disputes. For individuals with larger estates or complex family relationships, an ILIT can be a valuable component of an overall plan to protect legacy intentions and provide for beneficiaries in a structured and manageable way.
Families often consider an ILIT when they want to control how life insurance proceeds are used, reduce the likelihood of estate inclusion for tax purposes, or protect proceeds from potential creditor claims. Situations such as property ownership with mortgage obligations, business succession planning, or the need to provide ongoing support for a surviving spouse or children commonly prompt consideration of an ILIT. Each scenario benefits from tailored planning to ensure the trust achieves the intended financial and familial objectives.
When an estate will need cash to pay taxes, debts, or settlement expenses, an ILIT can provide access to life insurance proceeds without waiting for probate. This liquidity can reduce stress on surviving family members and protect other estate assets from being liquidated to cover short-term obligations. Proper administration and coordination with the estate’s executor or trustee ensure funds are used appropriately and in a timely manner to address immediate financial needs following the grantor’s death.
Blended families often require careful planning to balance the needs of a surviving spouse with the long-term interests of children from different relationships. An ILIT allows a grantor to set precise distribution terms, set aside funds for specific beneficiaries, and avoid unintended outcomes from beneficiary designations alone. These provisions can clarify intentions, reduce conflict, and provide for multiple family members in a structured way that respects the grantor’s wishes over time.
When beneficiaries may be vulnerable due to age, disability, or financial instability, an ILIT can create safeguards by appointing a trustee to manage distributions responsibly. Trust provisions can include instructions for how funds should be used for health care, education, housing, or ongoing support, preventing large lump-sum distributions that might be detrimental. This careful approach ensures that proceeds serve their intended purpose and offer long-term stability for beneficiaries who require additional financial oversight.
The Law Offices of Robert P. Bergman is located to serve Dos Palos and nearby communities in Merced County and across California. We provide personal attention to each case and help clients understand options for life insurance trusts and broader estate planning. Whether you are exploring an ILIT for the first time or updating an existing plan, we offer practical guidance and clear drafting to align legal tools with family priorities. Our focus is on producing documents that meet legal standards and create predictable outcomes for your loved ones.
Clients choose the Law Offices of Robert P. Bergman for experienced, client-centered estate planning services delivered with attention to detail. We emphasize careful drafting, proactive coordination with financial advisors and insurers, and thorough review of all documents to ensure they reflect your intentions. Our approach is practical and tailored, focusing on creating durable plans that reduce uncertainty and help families manage transitions with confidence. We aim to simplify complex decisions and explain options in everyday language.
We also assist with implementation tasks that are essential to the trust’s effectiveness, such as transferring policy ownership, establishing funding procedures for premiums, and preparing necessary notices to beneficiaries. Clear communication and organized documentation help preserve the tax and planning benefits you expect from an ILIT. Our team works to anticipate potential issues and build durable solutions that align with California legal requirements and the grantor’s long-term objectives.
Finally, we prioritize ongoing review and updates when circumstances change, such as shifts in family dynamics, financial situations, or relevant law. Regularly revisiting your trust and related estate planning documents helps ensure they continue to serve your goals. When needed, we assist with trust administration matters and with preparing related petitions or documents to address trust modifications, beneficiary concerns, or other administrative needs that arise during the life of the trust.
Our process begins with a detailed intake to understand your family, financial situation, and goals. We review existing estate documents, life insurance policies, and beneficiary designations to identify how an ILIT would integrate with your plan. After exploring options, we draft trust documents tailored to your wishes, coordinate policy transfers or purchases, and provide guidance on premium funding and necessary notices. Once in place, we offer ongoing support for administration and periodic reviews to keep the plan aligned with changing needs and laws.
The first step is a comprehensive consultation where we gather information about your assets, family situation, life insurance holdings, and planning objectives. We discuss whether an ILIT is appropriate, review alternatives, and outline recommended trust provisions. This discussion helps shape a plan that addresses liquidity needs, distribution goals, and tax considerations. Clear communication at this stage sets expectations for timing, costs, and steps required to implement the trust effectively.
We collect detailed information about existing life insurance policies, beneficiaries, assets, and potential liabilities to determine optimal trust structure and funding needs. Understanding family dynamics and goals allows us to draft terms that align with your wishes. This phase also identifies any coordination issues with revocable trusts, wills, or retirement plan designations and ensures the ILIT is integrated into a cohesive estate plan that reflects long-term priorities and practical funding arrangements.
We analyze potential tax consequences, including gift tax implications and timing rules that affect estate inclusion, and provide guidance on strategies to achieve desired outcomes. Proper timing and documentation of transfers and gifts are essential to preserve intended benefits. Our assessment considers both federal rules and applicable California matters, and we recommend approaches to minimize risk while achieving the objectives you have for the distribution and use of life insurance proceeds.
Once the plan is approved, we prepare a customized trust document that sets out terms for ownership of the policy, trustee powers, beneficiary distributions, and administrative provisions. We coordinate the formal transfer of the insurance policy to the trust or arrange for a new policy to be issued in trust name when needed. Execution steps include signing the trust, updating the insurer’s records, and preparing any notices that are required to preserve tax treatment or withdrawal rights for beneficiaries.
We work with insurance carriers to update ownership and beneficiary designations, ensuring all insurer requirements are satisfied and receipts of transfer are documented. Proper coordination prevents lapses in coverage and ensures the trust is recognized as the legal owner. Addressing carrier procedures early in the process reduces administrative delays and ensures the trust receives the benefits intended at the time of policy maturation or the insured person’s death.
Implementation includes establishing how premiums will be funded, documenting contributions, and preparing any required beneficiary notices such as those related to withdrawal rights. Clear procedures and recordkeeping preserve gift tax treatment and support consistent administration. We provide templates and guidelines for notices and help set up bookkeeping practices so the trustee can maintain accurate records of gifts, premium payments, and communications with beneficiaries and advisors.
After the trust is in place, the trustee handles policy maintenance, premium payments, and eventual distribution of proceeds according to the trust terms. We assist trustees with administrative responsibilities, help respond to beneficiary questions, and guide compliance with legal and tax obligations. Periodic reviews of the trust and related estate planning documents are important to account for changes in family circumstances, law, or financial situations so the ILIT continues to meet the grantor’s objectives.
We provide guidance to trustees on maintaining records, preparing necessary filings, and handling communications with beneficiaries and advisors. Good recordkeeping supports transparent administration and can prevent disputes. Trustees benefit from clear instructions about permissible expenditures, distribution criteria, and coordination with estate representatives. Our role can include advising on trustee duties and helping implement distributions while observing the trust’s terms and fiduciary responsibilities under California law.
Although an ILIT is irrevocable, related estate planning documents and financial arrangements may require updates to reflect new circumstances. We recommend regular reviews to confirm that beneficiary designations, funding sources, and supporting documents remain aligned with your goals. Where changes to surrounding plans are necessary, we help determine appropriate steps, whether updating powers of attorney, adjusting revocable trusts, or addressing administrative matters to maintain a coordinated and effective estate plan over time.
An Irrevocable Life Insurance Trust is a legal entity that owns a life insurance policy on the grantor’s life. The grantor transfers policy ownership into the trust, removing the death benefit from personal ownership in many circumstances; the trustee then manages the policy and receives proceeds for the beneficiaries according to the trust’s terms. This arrangement provides a framework for ensuring funds are used for intended purposes and can help avoid probate delays and uncertainty in distribution. Establishing an ILIT requires clear documentation and coordination with the insurer to update ownership and beneficiary designations. Setting up an ILIT involves drafting the trust document, naming trustees and beneficiaries, and defining distribution instructions and administrative powers. The trust is irrevocable, meaning changes after creation are limited, so decisions made at formation are significant for long-term outcomes. Proper administration, including funding premium payments and issuing required notices when gifts are made into the trust, is essential to maintain the intended legal and tax treatment and to ensure the trust operates smoothly after the grantor’s death.
An ILIT can help reduce the inclusion of life insurance proceeds in a grantor’s taxable estate when structured properly, because the death benefit may not be counted as a personal asset subject to estate tax. However, timing rules and transfer circumstances affect this outcome; for example, transfers within a short period before death can trigger inclusion under certain rules. To achieve the desired estate tax treatment, the trust must be drafted carefully and transfers documented in compliance with applicable tax provisions and estate law. Whether an ILIT produces tax savings depends on the size of the estate and current law. Coordination with other estate planning vehicles and awareness of federal and state thresholds is necessary to determine whether an ILIT will be advantageous. A thoughtful review of assets, potential tax exposure, and long-term distribution goals helps determine if the trust aligns with your financial and family planning objectives.
Premiums for a policy owned by an ILIT are typically funded through gifts from the grantor to the trust. When gifts are made for premium payments, beneficiaries often receive notice of a short withdrawal period so the gifts qualify for the annual gift tax exclusion. Properly documenting these transfers and following notice procedures preserves favorable tax treatment and prevents unintended tax consequences. Consistency in funding is important to prevent policy lapse and ensure the trust receives the intended proceeds at the appropriate time. Practical arrangements for funding may include regular contributions timed with premium due dates, establishing a separate account for premium payments, or allowing the trustee to use trust assets when available. It is important to plan for contingencies such as changes in income or unexpected expenses so the trust can continue to maintain the policy. Clear recordkeeping and coordination with financial advisors and the insurer help maintain the policy and uphold the trust’s objectives.
Choosing a trustee is a significant decision because the trustee will manage the policy, maintain records, and carry out distribution instructions. Trustees can be family members, trusted friends, professionals, or an institutional trustee, depending on factors such as complexity, impartiality, and the anticipated duration of trust administration. The trustee should be someone who will follow the trust terms responsibly, keep accurate records, and coordinate with advisors when needed. Naming successor trustees provides continuity if a trustee becomes unable to serve. When selecting a trustee, consider qualities such as reliability, organizational skills, and willingness to communicate with beneficiaries. The trust document can provide specific powers to assist the trustee in managing the policy and paying premiums, as well as standards for distributions. Clear drafting that outlines trustee duties, powers, and compensation, if appropriate, helps reduce the likelihood of disputes and ensures consistent administration according to the grantor’s intentions.
Transferring an existing policy into an ILIT is common, but timing and documentation are important. Transfers must be recorded with the insurer so the trust is recognized as the legal owner, and the grantor should be aware that transfers close to the time of death may not achieve the intended estate exclusion. Careful planning addresses potential gift tax consequences and ensures that any waiting periods or look-back rules under tax law are considered before relying on estate tax outcomes. When transferring a policy, coordinate with the insurer to update ownership and beneficiaries, obtain proof of transfer, and maintain records of any gifts used to fund premiums. If a new policy is needed, the trust can be designated to own the policy from the outset, simplifying ownership history. Discussing timing, funding, and administrative steps in advance helps prevent unintended lapses in coverage or tax treatment issues.
An ILIT can be structured to avoid direct transfers that might jeopardize a beneficiary’s eligibility for public benefits, by leaving distributions subject to trustee discretion and specifying permitted uses such as medical care, housing, or education. Careful drafting is necessary to ensure trust distributions do not adversely affect means-tested benefits for beneficiaries who rely on public programs. In some cases, establishing a separate supplemental needs trust in coordination with the ILIT may better protect benefits for a beneficiary with disabilities. The trustee’s discretion and distribution standards are key in preserving benefit eligibility. Trustees should be provided with clear guidance on how to make distributions in ways that support the beneficiary without creating unintended consequences. Working with advisors who understand benefit rules and trust design helps craft language that achieves the dual goals of providing support and preserving access to public assistance when needed.
Proper records and notices are essential to the operation of an ILIT. Documentation should include the trust agreement, proof of policy transfer, records of gifts and premium payments, beneficiary notices when Crummey rights are used, and correspondence with the insurer. Good recordkeeping supports tax compliance, facilitates trustee decisions, and reduces the potential for disputes among beneficiaries. Trustees should maintain accurate accounts of all trust receipts and expenditures and be prepared to provide information to beneficiaries as required by the trust or law. Notices to beneficiaries are particularly important when gifts qualify for the annual gift tax exclusion, and following a consistent notice procedure preserves tax treatment. Trustees should also document communications, premium payments, and any investment or distribution decisions. Organizing records and creating a clear administrative process helps ensure the trust functions effectively and transparently over time.
An ILIT can be a useful tool in business succession planning by providing liquidity to buy out interests, fund buy-sell agreements, and ensure continuity when an owner dies. Life insurance proceeds held in trust can supply cash to support business transitions without requiring the sale of business assets, which can be especially helpful in closely held companies. Designing an ILIT that integrates with buy-sell agreements and business documents helps ensure proceeds are available to meet specific succession objectives and reflects the business owner’s planning goals. Coordination with business advisors and attorneys is important when using an ILIT for succession planning to address valuation, timing, and control issues. Trust terms should align with business agreements and consider tax consequences and the potential need for quick access to funds to execute buyouts or stabilize operations. Thoughtful planning ensures that the trust supports the business transition in a predictable and organized manner.
If a trustee dies or cannot serve, the trust should name successor trustees to ensure continuity of administration. The trust document typically outlines the process for appointing successors and may provide guidance on interim administration. When successor trustees are identified in advance, transitions are smoother and the trust’s duties, including policy maintenance and eventual distribution of proceeds, can continue without interruption. It is important to review and update trustee provisions periodically to reflect changes in relationships or capabilities of named individuals. In some cases, a professional or institutional trustee may be designated to provide stability and impartial administration. Where an individual trustee is named, having clear successor provisions and powers helps prevent administrative gaps. Trustees and successors should be aware of their responsibilities and maintain records to provide effective oversight and facilitate a seamless transition in administration when necessary.
Regular review of your ILIT and overall estate plan is recommended to account for changes in family circumstances, assets, or applicable law. Life events such as marriage, divorce, births, or changes in financial holdings may affect whether the trust’s terms continue to reflect your goals. Periodic reviews also help ensure beneficiary designations and funding mechanisms remain effective and that the trust continues to function as intended within the broader estate plan. We recommend scheduling a review when significant life or financial changes occur and considering a routine check every few years to confirm alignment with current objectives and legal developments. These reviews allow for adjustments to related documents that are revocable, updates to funding strategies, and confirmations that administrative procedures remain practical and robust for trustees and beneficiaries.
Criminal Defense
Homicide Defense
Manslaughter
Assault and Battery
Assault with a Deadly Weapon
Battery Causing Great Bodily Injury
Domestic Violence
Domestic Violence Protection Orders
Domestic Violence Restraining Order
Arson Defense
Weapons Charges
Illegal Firearm Possessions
Civil Harassment
Civil Harassment Restraining Orders
School Violence Restraining Orders
Violent Crimes Defense
Estate Planning Practice Areas