A revocable living trust can be a powerful estate planning tool for San Joaquin Hills residents seeking to manage assets during life and ease the transfer of property after death. At the Law Offices of Robert P. Bergman, we help individuals and families design trusts that reflect their values, priorities, and family dynamics while addressing common goals such as avoiding probate, preserving privacy, and providing clear instructions for successors. This guide explains how a revocable living trust works and why many California households include one as part of their estate plan, with attention to practical steps and documents commonly paired with a trust.
Creating a revocable living trust involves thoughtful consideration of asset ownership, beneficiary designations, and successor trustee appointments. The process typically includes drafting the trust document, funding the trust through transfers of title or beneficiary designations, and preparing complementary documents like a pour-over will, powers of attorney, and health care directives. For residents of San Joaquin Hills and surrounding Orange County communities, careful drafting helps ensure that property passes according to intent, that children and dependents are provided for, and that potential delays and expenses associated with probate are minimized where possible.
A revocable living trust matters because it offers a flexible method for managing assets during life and arranging for their distribution after death without the public court process of probate. Trusts can provide continuity of management if incapacity occurs, reduce delays for beneficiaries, and keep family matters private. For homeowners in San Joaquin Hills, retirement account holders, or those with blended families, a trust can provide specific instructions to help minimize disputes and ensure personal wishes are honored. Properly funded and maintained trusts complement other estate planning documents to create a cohesive plan tailored to individual circumstances.
The Law Offices of Robert P. Bergman provides client-centered estate planning services from our San Jose and Southern California practice areas. We focus on practical, clear documents and personalized planning that reflects each client’s goals, family situation, and financial realities. Our approach emphasizes careful drafting, thorough funding guidance, and preparing complementary documents such as wills, powers of attorney, and health care directives. We regularly assist clients with trust administration matters and petition filings when legal proceedings are needed to implement or modify estate plans under California law.
A revocable living trust is a legal arrangement in which a trustmaker transfers assets into a trust that they control during their lifetime and can modify or revoke. The trust document names a successor trustee to manage trust assets if the trustmaker becomes unable to act or after death. Funding the trust involves retitling assets or designating the trust as beneficiary where appropriate. Many estate plans combine a revocable trust with a pour-over will to capture any assets not transferred into the trust during life, ensuring all intended assets are addressed within a unified estate plan.
While a revocable living trust does not provide asset protection from creditors during the trustmaker’s lifetime in most situations, it does provide continuity, privacy, and potentially faster distribution to beneficiaries after death. Successor trustees can manage financial affairs without court supervision if the trust is properly funded and the trustee has access to necessary documentation. Attention to details such as beneficiary designations on retirement accounts, jointly held property issues, and proper titling of real estate ensures the trust functions as intended and reduces unintended complications for family members during administration.
A revocable living trust is a written document that establishes a fiduciary arrangement for the management of property. The trustmaker transfers assets into the trust, names themselves as trustee during life, and identifies a successor trustee to take over if incapacity or death occurs. The document outlines how assets should be managed and distributed and often includes provisions for incapacity planning and successor trustee powers. Trust language can address special distributions, minor beneficiaries, and terms for continued management, making it adaptable to many family and financial situations within California law.
Creating a revocable living trust typically involves identifying property to transfer, drafting clear trust terms, naming beneficiaries and successor trustees, and executing the trust document. Owners must transfer ownership of real estate, bank accounts, and other titled assets into the trust or change beneficiary designations where applicable. The process also includes preparing a pour-over will to direct remaining assets to the trust at death, and powers of attorney and health care directives to ensure management of financial and medical decisions if the trustmaker becomes incapacitated. Ongoing review keeps the plan aligned with life changes and legal updates.
Understanding common terms helps demystify trust planning. Familiarity with concepts like funding, trustee duties, pour-over wills, beneficiary designations, and trust administration allows clients to make informed decisions. This section provides concise definitions and practical notes about each term so that San Joaquin Hills residents can better evaluate how a trust fits into an overall estate plan. Clear terminology helps when coordinating with financial institutions, real estate professionals, and family members during funding and eventual administration of the trust.
Trust funding refers to the process of transferring legal title of assets into the name of the revocable living trust. Funding may involve recording deeds to retitle real property, changing ownership of bank accounts and brokerage accounts, and designating the trust as beneficiary where permitted. Proper funding ensures the trust controls the assets at incapacity or death, avoiding probate for those items. A partially funded trust still provides useful instructions but may require additional probate proceedings for assets not transferred into the trust, underscoring the importance of a systematic funding review.
A successor trustee is the individual or institution named to manage and distribute trust assets if the trustmaker becomes incapacitated or dies. This role includes responsibilities such as collecting and safeguarding trust property, paying debts and taxes, and distributing assets according to the trust terms. Choosing a successor trustee requires consideration of trust complexity, family dynamics, and the ability to handle financial and administrative tasks. Duties vary depending on trust provisions and may include ongoing management for minor or incapacitated beneficiaries under court oversight only when necessary.
A pour-over will is a testamentary document that transfers any assets not previously funded into the revocable living trust at the time of death. While the pour-over will ensures these assets are directed to the trust, assets passing under the will may still be subject to probate before they become part of the trust. The pour-over will acts as a safety net to capture overlooked property, providing a final step in consolidating an estate into the trust’s administration and distribution scheme while maintaining the overall estate plan structure.
Powers of attorney and advance health care directives work alongside a revocable living trust to address incapacity. A financial power of attorney allows a designated agent to make financial decisions on behalf of the trustmaker, including handling accounts not governed by the trust. An advance health care directive or HIPAA authorization designates someone to make medical decisions and access medical records. These documents provide practical mechanisms for managing different aspects of life and decision-making when someone can no longer act for themselves, complementing the trust’s management provisions.
Estate planning options vary depending on goals, asset types, family structure, and tax considerations. A revocable living trust offers privacy and potential probate avoidance but requires active funding and proper titling of assets. A will is simpler to create but typically requires probate to transfer assets. For those with modest estates, wills and beneficiary designations may be sufficient, while households with real estate, out-of-state property, or complex family situations often find trust planning more effective. Evaluating options with attention to costs, timelines, and long-term management needs helps determine the best plan for individual circumstances.
A limited approach to estate planning may be sufficient for individuals whose assets pass easily by beneficiary designation or joint ownership and who have no real estate that would require probate. Situations such as modest bank accounts, retirement accounts with designated beneficiaries, and jointly held property can often be handled with a will and power of attorney without the added work of trust funding. This approach works when there is minimal risk of disputes, beneficiaries are known and trusted, and the primary goal is to ensure continuity of financial and medical decision-making during incapacity.
When family relationships are straightforward and beneficiaries are legally capable of managing inherited assets, a simpler estate plan may meet a family’s needs. Individuals without minor children, no blended-family complexities, and no beneficiaries who require ongoing management of funds might rely on a will and basic powers of attorney. This route reduces upfront drafting and funding requirements while still providing legal directions. Regular reviews remain important because life events like property purchases, births, or changes in relationships may later call for more comprehensive planning.
A comprehensive revocable trust plan can help avoid probate proceedings for trust-owned property, preserving family privacy and potentially reducing delays and court fees associated with probate administration. For those owning California real estate, holdings in other states, or significant investment accounts, a trust-based plan can simplify the post-death transfer of assets. The trust’s private terms allow distributions to proceed without the public filing of a will, offering discretion for sensitive family or financial matters while providing a clear roadmap for trustees and beneficiaries to follow.
Comprehensive planning addresses not only distribution at death but also management during potential incapacity, providing continuity for financial and personal affairs. A properly funded trust authorizes successor trustees to act without court appointment, and complementary powers of attorney and health care directives cover decisions not governed by the trust. For families with minor beneficiaries, beneficiaries with disabilities, or assets requiring ongoing oversight, tailored trust provisions allow for phased distributions and management structures designed to meet long-term needs while protecting assets and honoring the trustmaker’s intentions.
A comprehensive revocable living trust plan offers multiple benefits beyond simple asset transfer. It provides a structured method for managing assets during incapacity, can reduce the likelihood and scope of probate for trust assets, and offers more private administration compared with a will. Comprehensive planning also allows for detailed instructions about distributions, the handling of family loans or business interests, and provisions for beneficiaries who may need ongoing financial oversight. Periodic reviews help keep the plan current with life events and changes in California law.
Another important advantage of a complete plan is coordination of documents and beneficiary designations to ensure assets pass according to the trustmaker’s intent. This coordination prevents unintended results from conflicting documents or beneficiary forms. A well-documented plan also eases the administrative burden for family members and successor trustees by providing clear records, instructions, and organization of key documents, which can reduce stress and disputes at a difficult time.
A revocable trust allows the trustmaker to set specific timing and conditions for distributions, which can protect beneficiaries from receiving funds prematurely and provide for staged distributions aligned with life milestones. Trust provisions can address educational needs, incentives for responsible behavior, and long-term care funding, all while naming a trusted successor trustee to carry out those directions. This flexibility helps families manage the transition of wealth across generations in a way that supports long-term goals and reduces the potential for sudden financial mismanagement by inexperienced heirs.
By consolidating asset ownership and documenting management instructions, a revocable trust can significantly reduce the administrative burden on family members after incapacity or death. Successor trustees have a written roadmap to follow, and properly funded trusts allow for asset transfers without court supervision. This organized approach minimizes delays, lowers the likelihood of family disputes, and provides continuity of management for property, financial accounts, and business interests. Clear succession planning also helps preserve relationships by setting expectations in writing.
Start the trust process by compiling a detailed inventory of assets, including real estate, bank and brokerage accounts, retirement accounts, life insurance policies, business interests, and personal property. Gather current account statements, deeds, and beneficiary forms so the trust can be funded smoothly. Accurate documentation helps avoid overlooked assets that could require probate later and makes it easier to retitle property into the trust. Organizing records up front reduces delays and ensures successor trustees can locate and manage assets efficiently when the time comes.
Life changes such as births, deaths, marriages, divorces, or significant changes in financial circumstances warrant a review of your trust and related documents. Regular updates ensure beneficiary names, distributions, and trustee appointments reflect current wishes and legal developments. Periodic reviews also provide an opportunity to retitle newly acquired assets into the trust and to ensure complementary documents like health care directives and powers of attorney remain current. A proactive review schedule reduces the risk of outdated provisions and confusion during administration.
Consider a revocable living trust if your goals include greater privacy, streamlined transfer of real estate, and clear arrangements for managing finances during incapacity. A trust can be especially helpful for individuals who own property in multiple states, have beneficiaries who may need ongoing oversight, or want to minimize the time and potential stress associated with probate courts. In many cases a trust provides family members with a smoother transition of affairs and reduces the administrative burden by outlining duties, powers, and distribution timelines in a single, private document.
Another reason to consider a trust is the ability to tailor terms to family circumstances and to provide structured distributions for heirs who might not be ready to manage a lump-sum inheritance. Trust provisions may address educational funding, protection for vulnerable beneficiaries, and ongoing management for minor children until specified ages. When combined with durable powers of attorney and health care directives, a trust helps ensure that both financial and medical decisions are handled consistently with your preferences should you become unable to act on your own behalf.
Circumstances that commonly lead individuals to establish a revocable living trust include ownership of real property, presence of children or beneficiaries with special needs, blended family arrangements, and ownership of business interests. People who value privacy or who are concerned about probate delays for their heirs may also favor a trust-based plan. Additionally, those with property in multiple states or with retirement assets that require careful coordination often benefit from the flexibility a trust provides when integrated properly with beneficiary designations and other estate documents.
Owners of real estate, especially when property is located in multiple states, often use a revocable living trust to reduce the likelihood of ancillary probate proceedings and to facilitate a more efficient transfer of title upon death. Retitling property into the trust ensures successor trustees can manage and convey real estate without separate probate administration in each jurisdiction. For California homeowners, a trust can streamline the handling of property and provide clear instructions for selling, maintaining, or distributing real estate according to the owner’s preferences.
Blended families frequently require careful planning to balance the needs of a surviving spouse and children from prior relationships. A revocable trust can provide tailored distribution instructions to preserve support for a spouse while protecting assets for children, creating structured distributions and naming trustees to manage funds responsibly. This approach reduces ambiguity about intent and helps prevent disputes by documenting precise terms for inheritance, guardianship considerations for minors, and provisions for ongoing support in a way that aligns with family priorities.
When beneficiaries are minors or adults who need ongoing financial support, a trust allows for detailed provisions that specify how and when funds will be distributed, who will manage those funds, and under what conditions distributions should occur. Trusts can hold assets in trust until beneficiaries reach certain ages or milestones, provide for education expenses, and include mechanisms to prevent misuse of funds. This structure creates continuity of care and financial oversight without requiring court supervision, helping families ensure beneficiaries’ needs are met responsibly.
The Law Offices of Robert P. Bergman offers revocable living trust services to residents of San Joaquin Hills and nearby Orange County communities, combining practical estate planning documents with guidance on funding and administration. We assist clients with drafting trusts and complementary wills, powers of attorney, advance health care directives, and other documents like certifications of trust and pour-over wills. Our goal is to deliver clear, usable plans that reduce administrative burdens and provide a reliable framework for managing assets and personal affairs during incapacity and after death.
Clients choose the Law Offices of Robert P. Bergman for our practical approach to estate planning and our focus on creating documents that work for real family and financial situations. We emphasize clear drafting, coordinated beneficiary designations, and thorough funding guidance so that a revocable living trust functions smoothly when needed. Our practice assists with a broad range of documents often used alongside trusts, including last wills, financial powers of attorney, and advance health care directives, to ensure all aspects of a plan align with personal goals.
We help clients navigate common pitfalls such as incomplete funding, conflicting beneficiary forms, and unclear successor trustee instructions by providing step-by-step guidance and checklists to support implementation. From retitling deeds to updating account beneficiaries, we provide hands-on assistance to reduce the chance of avoidable complications during trust administration. We also advise on trust provisions for family-specific concerns, including provisions for minor children, blended family distributions, and long-term management of assets.
Our office aims to make estate planning accessible and understandable by explaining options in plain language and tailoring documents to meet each client’s priorities. We provide practical advice about how local California law affects trust planning and the mechanics of funding and administering a revocable trust. Ongoing reviews and updates are encouraged so that the estate plan continues to reflect life changes and evolving circumstances, helping clients maintain confidence in their decisions for the future.
Our process for revocable trust matters begins with a detailed information gathering and planning meeting to understand goals, family dynamics, assets, and potential issues. We then draft trust and complementary documents customized to those goals and provide clear instructions for funding and beneficiary coordination. After execution, we assist with retitling assets and provide clients with organized copies and funding checklists. We also offer support for successor trustees during administration and can assist with petitions or trust modifications if circumstances change.
During the initial consultation, we discuss your objectives for asset management, distribution plans, incapacity protection, and family considerations. We review existing estate documents, account titles, deeds, and beneficiary designations to identify potential gaps. This meeting clarifies priorities such as privacy, probate avoidance, or structured distributions for beneficiaries. The information gathered forms the basis for drafting a trust that aligns with your wishes and for preparing a funding plan to ensure the trust functions as intended once signed and executed.
We conduct a thorough review of current estate documents and account statements, including deeds, retirement accounts, life insurance policies, and business documents, to create an inventory for funding the trust. Identifying assets that require retitling or beneficiary updates helps prevent unintended probate and clarifies the steps needed to fund the trust. This review also highlights potential conflicts or outdated provisions that should be corrected before finalizing the trust, enabling a smoother transition in the event of incapacity or death.
In the personalized planning session, we discuss how trust provisions should address distributions, trustee powers, and contingencies for changing circumstances. This session includes conversations about suitable successor trustees, guardianship nominations for minors, and any special provisions needed for beneficiaries with unique needs. Clear communication in this phase ensures that the drafted documents reflect specific wishes and practical administration considerations, laying the groundwork for a trust plan that functions effectively when needed.
After the planning session, we prepare draft trust documents along with complementary estate planning forms tailored to the client’s objectives. Clients review the drafts and we incorporate feedback to finalize the documents. We then coordinate a signing meeting to execute the trust and associated documents in compliance with California formalities. Proper execution and notarization are essential to ensure legal validity and to facilitate later administration by successor trustees, who will rely on the original trust terms when acting on behalf of the trust.
Before signing, we walk through the final trust document with the client to confirm that provisions accurately reflect intentions and that all key decisions such as trustee appointments and distribution terms are clearly stated. This review includes verifying that complementary documents such as powers of attorney and health care directives are consistent with the overall plan. Clarifying questions are addressed so clients feel comfortable with the language and structure of the documents before execution.
We coordinate the formal signing and notarization of the trust and related documents according to California requirements. Executed originals are provided to the client and retained as directed, and we supply copies for successor trustees and relevant institutions as needed. Following execution, we provide a detailed funding checklist and offer assistance with retitling deeds and accounts to place assets into the trust. This post-execution phase helps ensure the trust can operate as intended without unnecessary challenges for successors.
After execution, funding the trust and performing periodic reviews are essential steps. We help clients retitle real estate, update account registrations, and coordinate beneficiary designations so assets align with the trust plan. We recommend scheduling periodic reviews after major life events and provide guidance for successor trustees on administration tasks, including claims, distributions, and tax considerations. When circumstances change, we can assist with trust amendments, restatements, or modification petitions to keep the plan current and effective.
We support clients in communicating with banks, title companies, and brokerages to complete retitling and beneficiary updates necessary for trust funding. Many institutions require specific documentation and forms to recognize a trust as the owner or beneficiary, and our guidance helps minimize delays or errors. Ensuring accounts and deeds are properly recorded in the trust’s name reduces the chance of assets being overlooked during administration and helps successor trustees carry out the trustmaker’s intentions with greater efficiency.
We recommend clients review their estate plan periodically and after major life changes to confirm beneficiary designations, trustee appointments, and distribution terms remain appropriate. We provide trustee guidance documents and support services to help successor trustees understand fiduciary duties, account for trust assets, and make distributions in accordance with trust terms. If changes are needed, we assist with amendments or restatements to keep the trust aligned with current wishes and legal considerations.
A revocable living trust is a legal arrangement in which you transfer ownership of certain assets into a trust that you control during your lifetime and can amend or revoke as needed. Unlike a will, which only takes effect at death and typically requires probate to transfer assets, a properly funded revocable trust allows successor trustees to manage and distribute trust assets without court supervision for those items that are titled in the trust’s name. Trusts can also include provisions for incapacity management and more specific distribution terms for beneficiaries. A will remains useful even when you have a trust because it can serve as a pour-over will to direct any assets not transferred into the trust at death into the trust for administration. Wills also allow for formal guardianship nominations for minor children, which a trust itself does not accomplish. Together, a trust and a complementary will create a more complete plan that addresses both asset distribution and guardianship considerations under California law.
Funding a revocable living trust involves retitling assets into the trust’s name and coordinating beneficiary designations where appropriate. Common actions include recording a deed to transfer real estate into the trust, changing the title on bank and brokerage accounts, and ensuring that certificates of title for vehicles and other titled property reflect the trust when advisable. Retirement accounts and some tax-qualified plans often remain individually owned but should have beneficiary designations reviewed so they align with the trust plan or name appropriate beneficiaries directly. Because each asset type has specific rules and institutional requirements, funding often requires tailored steps for each account or property. Working from a complete asset inventory helps prevent items from being overlooked. After funding, providing successor trustees with a complete set of trust documents and an inventory of trust-owned assets streamlines administration and reduces the likelihood of probate for assets intended to be held by the trust.
Yes, a revocable living trust can be changed, amended, or revoked by the trustmaker at any time while they retain capacity. Amendments allow for updates to beneficiaries, trustee appointments, or distribution terms without needing to create an entirely new document. If circumstances or goals change substantially, a restatement or a new trust may be appropriate to consolidate changes and clarify the current intent. The ability to modify the trust provides flexibility to respond to life events and legal developments. It is important to follow the formalities required by the trust document and California law when making changes to ensure they are valid. Clear documentation of amendments, notarized signatures if required, and organized recordkeeping help prevent disputes later. When substantial changes are made, clients should also review funding and beneficiary designations to ensure the trust’s terms and asset ownership remain consistent.
A revocable living trust does not generally shield assets from creditors or lawsuits while the trustmaker is alive and retains control of the assets. Because the trustmaker can revoke or alter the trust, courts and creditors typically treat trust assets as still belonging to the trustmaker for creditor claims. Other planning tools, such as certain irrevocable trusts created under specific conditions, may provide creditor protection, but those approaches are different and involve trade-offs in control and flexibility. For many clients, the principal benefits of a revocable trust are avoiding probate, ensuring privacy, and enabling smoother administration during incapacity or after death. If creditor protection is a concern, discussing alternative planning strategies that comply with California law can identify options that balance asset protection goals with the desire to retain control or provide for beneficiaries.
A revocable living trust helps manage affairs during incapacity by naming a successor trustee who can step in to manage trust assets without going to court. This continuity allows bills to be paid, assets to be managed, and financial decisions to continue with minimal interruption. In combination with a durable financial power of attorney and advance health care directive, a comprehensive plan ensures that both financial and medical decisions are covered if the trustmaker loses decision-making capacity. Planning for incapacity also includes preparing documentation and instructions that successor trustees and agents can use to access accounts, understand distributions, and carry out the trustmaker’s wishes. Clear communication with named individuals and organized records further reduces uncertainty and helps ensure that transitions occur smoothly when necessary.
Even with a revocable living trust, a will remains an important part of a complete estate plan. A pour-over will captures any assets that were not transferred into the trust during the trustmaker’s lifetime and directs them to the trust for distribution according to its terms. Additionally, a will is the instrument used to nominate guardians for minor children, an important decision that is not accomplished through the trust document alone. Maintaining a will alongside a trust provides a safety net for overlooked assets and formalizes guardianship nominations. Periodic reviews ensure that both the will and the trust operate together as intended and that beneficiary designations and account titling remain consistent with current wishes.
Successor trustees manage taxes and financial accounts by first identifying and securing trust assets, obtaining necessary tax identification numbers if required, and consulting with tax professionals to determine filing obligations. Trustees may need to file final individual tax returns for the decedent, estate tax returns if applicable, and trust income tax returns during administration. Keeping accurate accounting records, tracking income and distributions, and paying any applicable debts and taxes are essential trustee duties to protect beneficiaries and comply with legal obligations. Coordinating with accountants and financial institutions helps trustees understand reporting requirements and complete necessary filings. Trustees should gather documentation such as account statements, tax returns, and records of transactions to prepare accurate reports and make informed distribution decisions under the trust terms. Proactive communication with beneficiaries about tax implications and account handling also reduces misunderstandings during administration.
Preparing family members and successor trustees involves clear communication about roles, document locations, and the general plan for managing assets and distributions. Provide successors with copies of key documents, contact information for attorneys and financial professionals, and an inventory of accounts and property. Discussing the general intent behind trust provisions and any personal wishes can reduce confusion and potential disputes when successors act, while preserving privacy by avoiding unnecessary disclosure of sensitive details before the time is appropriate. Consider also preparing a short written guide for successor trustees outlining immediate tasks, where to find original documents, and important deadlines or account access protocols. This practical guide, paired with readily available contact information and records, makes administration more efficient and helps trustees meet their duties without unnecessary delay.
Review your revocable living trust periodically and after major life events such as marriage, divorce, birth or adoption of children, death of a beneficiary or trustee, or significant changes in financial circumstances. Legal and tax changes can also affect estate plans, so an occasional review every few years helps confirm that trustee appointments, beneficiary designations, and distribution terms remain aligned with current wishes. Regular reviews reduce the risk of outdated provisions and help ensure the plan operates smoothly when needed. During reviews, verify that assets remain properly titled in the trust, beneficiary forms are up to date, and any new accounts or real property have been added to the inventory. If changes are needed, follow the trust’s amendment procedures or consider a restatement to consolidate multiple changes into a single updated document that clearly reflects current intentions.
Common mistakes when creating a revocable living trust include failing to fund the trust fully, neglecting to coordinate beneficiary designations, and choosing inappropriate successor trustees without considering the administrative workload. Overlooking small but important assets, like payable-on-death accounts or investment accounts, can result in unexpected probate for items intended to pass via the trust. Failure to keep documents updated after life changes can also lead to unintended outcomes or disputes among beneficiaries. Avoid these pitfalls by creating a comprehensive asset inventory, coordinating account titling and beneficiary forms with the trust terms, and selecting successor trustees who understand their responsibilities and can manage practical tasks or identify professionals who can assist. Regular reviews and clear written instructions for trustees help ensure the trust functions as intended and reduces the likelihood of challenges during administration.
Criminal Defense
Homicide Defense
Manslaughter
Assault and Battery
Assault with a Deadly Weapon
Battery Causing Great Bodily Injury
Domestic Violence
Domestic Violence Protection Orders
Domestic Violence Restraining Order
Arson Defense
Weapons Charges
Illegal Firearm Possessions
Civil Harassment
Civil Harassment Restraining Orders
School Violence Restraining Orders
Violent Crimes Defense
Estate Planning Practice Areas